.sba-hero{background:var(--duke-warm-ink);min-height:70vh;color:var(--duke-paper-white);align-items:center;display:flex;position:relative;overflow:hidden}.sba-hero-rules{pointer-events:none;position:absolute;inset:0}.sba-hero-rules:before,.sba-hero-rules:after{content:"";background:#f3f0e912;width:1px;position:absolute;top:0;bottom:0}.sba-hero-rules:before{left:23%}.sba-hero-rules:after{right:21%}.sba-hero-content{padding-block:clamp(11rem,13vw,14rem) clamp(6rem,9vw,9rem);position:relative}.sba-label,.sba-index,.sba-program-number,.sba-program-tag{font:500 .75rem/1.5 var(--duke-font-mono);letter-spacing:.15em;text-transform:uppercase;color:var(--duke-graphite)}.sba-label--light,.sba-section--dark .sba-label{color:var(--duke-paper-white)}.sba-section--dark .sba-intro>.sba-label{border-left:0;align-self:start;padding-left:0;position:relative}.sba-section--dark .sba-intro>.sba-label:after{background:var(--duke-steel-blue);content:"";width:clamp(2.25rem,4vw,3rem);height:2px;margin-top:.55rem;position:absolute;top:100%;left:0}.sba-hero .sba-label{margin-bottom:2rem}.sba-hero h1{max-width:13ch;font:400 clamp(3.25rem, 6.2vw, 6.2rem)/1 var(--duke-font-heading);letter-spacing:-.025em;text-wrap:balance;margin:0}.sba-hero-copy{color:#f3f0e9d1;max-width:43rem;margin:2rem 0 0;font-size:clamp(1rem,1.45vw,1.22rem);line-height:1.65}.sba-actions{flex-wrap:wrap;align-items:center;gap:.8rem 1.4rem;margin-top:2.5rem;display:flex}.sba-button{min-height:48px;font:500 .72rem/1.4 var(--duke-font-mono);letter-spacing:.1em;text-align:center;text-transform:uppercase;justify-content:center;align-items:center;padding:.9rem 1.4rem;text-decoration:none;display:inline-flex}.sba-button span,.sba-text-link span{margin-left:.4rem}.sba-button--paper{background:var(--duke-paper-white);color:var(--duke-warm-ink)}.sba-button--outline{color:var(--duke-paper-white);border:1px solid #f3f0e9a6}.sba-button--paper:hover{background:var(--duke-clean-paper);color:var(--duke-warm-ink)}.sba-button--outline:hover{background:var(--duke-paper-white);border-color:var(--duke-paper-white);color:var(--duke-warm-ink)}.sba-section{border-bottom:1px solid var(--duke-hairline);padding-block:clamp(5rem,8vw,8rem)}.sba-section--paper{background:var(--duke-paper-white)}.sba-section--clean{background:var(--duke-clean-paper)}.sba-section--dark{background:var(--duke-warm-ink);color:var(--duke-paper-white);border-color:#f3f0e91f}.sba-intro{grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:clamp(2rem,5vw,5rem);margin-bottom:clamp(3rem,5vw,5rem);display:grid}.sba-intro>.sba-label{margin:.4rem 0 0}.sba-section h2{max-width:17ch;font:400 clamp(2.7rem, 4.5vw, 4.7rem)/1.07 var(--duke-font-heading);letter-spacing:-.02em;text-wrap:balance;margin:0 0 1.4rem}.sba-lead{max-width:47rem;color:var(--duke-graphite);margin:0;font-size:clamp(1rem,1.25vw,1.14rem);line-height:1.7}.sba-lead a,.sba-note a{text-underline-offset:.3rem}.sba-section--dark .sba-lead{color:#f3f0e9d1}.sba-intro:has(>.sba-label)>div>.sba-note{margin-top:1.7rem}.sba-note{max-width:47rem;color:var(--duke-graphite);line-height:1.7}.sba-compare{border-top:1px solid var(--duke-hairline);border-bottom:1px solid var(--duke-hairline);grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.sba-compare article{padding:2.3rem clamp(1.5rem,4vw,4rem) 2.3rem 0}.sba-compare article+article{border-left:1px solid var(--duke-hairline);padding-left:clamp(1.5rem,4vw,4rem)}.sba-program-number{margin-bottom:1.8rem}.sba-compare h3{max-width:16ch;font:400 clamp(2rem, 3vw, 3.2rem)/1.1 var(--duke-font-heading);margin:0 0 2.4rem}.sba-compare dl{margin:0}.sba-compare dl>div{border-top:1px solid var(--duke-hairline);grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:1.4rem;padding:1.3rem 0;display:grid}.sba-compare dt{font:500 .76rem/1.5 var(--duke-font-mono);letter-spacing:.08em;text-transform:uppercase}.sba-compare dd{color:var(--duke-graphite);margin:0;line-height:1.65}.sba-source-note{max-width:48rem;color:var(--duke-graphite);margin:1.7rem 0 0;font-size:.85rem;line-height:1.65}.sba-source-note a{text-underline-offset:.25rem}.sba-uses{border-top:1px solid var(--duke-hairline);margin:0;padding:0;list-style:none}.sba-uses li{border-bottom:1px solid var(--duke-hairline);grid-template-columns:3.3rem minmax(0,1fr) 9rem;align-items:start;gap:clamp(1rem,3vw,3rem);padding:1.9rem 0;display:grid}.sba-uses h3,.sba-process h3{font:400 clamp(1.55rem, 2.15vw, 2.3rem)/1.18 var(--duke-font-heading);margin:0 0 .8rem}.sba-uses p,.sba-process p{max-width:48rem;color:var(--duke-graphite);margin:0;line-height:1.7}.sba-program-tag{text-align:right;letter-spacing:.08em;white-space:normal}.sba-eligibility,.sba-documents{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(2rem,5vw,5rem);margin:0;padding:0;list-style:none;display:grid}.sba-eligibility li,.sba-documents li{border-top:1px solid var(--duke-hairline);color:var(--duke-graphite);padding:1.3rem 0;line-height:1.65}.sba-eligibility+.sba-note{border-top:1px solid var(--duke-hairline);margin:2rem 0 0;padding-top:1.2rem}.sba-text-link{min-height:44px;font:500 .75rem/1.5 var(--duke-font-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--duke-graphite);align-items:center;margin-top:1.5rem;text-decoration:none;display:inline-flex}.sba-text-link:hover{text-underline-offset:.3rem;text-decoration:underline}.sba-text-link--light{color:var(--duke-paper-white)}.sba-process{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(2rem,4vw,4rem);margin:0;padding:0;list-style:none;display:grid}.sba-process li{border-top:1px solid var(--duke-hairline);padding:1.8rem 0}.sba-process h3{margin-top:1.8rem}.sba-faq{border-top:1px solid var(--duke-hairline)}.sba-faq details{border-bottom:1px solid var(--duke-hairline)}.sba-faq summary{cursor:pointer;align-items:center;min-height:56px;padding:1rem 1.5rem 1rem 0;font-weight:500;list-style-position:inside;display:flex}.sba-faq summary:after{content:"+";font:500 1.15rem/1 var(--duke-font-mono);margin-left:auto;padding-left:1rem}.sba-faq details[open] summary:after{content:"−"}.sba-faq details p{max-width:43rem;color:var(--duke-graphite);padding:0 1.5rem 1.5rem 0}.sba-final .sba-intro{margin-bottom:0}.sba-final .sba-text-link{margin-top:0}@media (width<=64rem){.sba-compare dl>div{grid-template-columns:1fr;gap:.5rem}}@media (width<=48rem){.sba-intro,.sba-compare{grid-template-columns:1fr;gap:1.3rem}.sba-compare article,.sba-compare article+article{border-left:0;padding:2rem 0}.sba-compare article+article{border-top:1px solid var(--duke-hairline)}.sba-compare h3{margin-bottom:1.5rem}.sba-process{grid-template-columns:1fr}}@media (width<=36rem){.sba-hero-content{padding-top:10rem}.sba-hero h1{font-size:clamp(2.9rem,12vw,4.2rem)}.sba-section h2{font-size:clamp(2.45rem,10vw,3.4rem)}.sba-uses li{grid-template-columns:2rem minmax(0,1fr);gap:.8rem}.sba-uses li .sba-program-tag{text-align:left;grid-column:2}.sba-eligibility,.sba-documents{grid-template-columns:1fr}.sba-button{width:100%}}