Our Approach

Complex financing. Clear execution.

Duke evaluates the asset or business, borrower, strategy and execution requirements before identifying an appropriate capital path.

Discuss a Financing Scenario

Structure the request before choosing the capital source.

How We Evaluate

Read the transaction, not just the loan amount.

Duke starts with the facts that shape financing fit. The relevant measures differ across Single-Family Investment, Multifamily, Commercial Real Estate and SBA scenarios.

Asset and purpose

Property or business type, transaction purpose, occupancy or tenancy where relevant, and use of proceeds.

Sponsor and repayment

Borrower experience, liquidity and net worth where relevant, supported cash flow or NOI, leverage and debt service.

Plan and execution

Business plan, timeline, documentation readiness, transaction risks and a credible sale, refinance or repayment path.

These are review considerations, not a public credit policy or automated eligibility screen.

How We Work

A disciplined five-step process.

The work between a first conversation and a capital decision is where strategy becomes an executable request.

01
Understand
Start with the asset or business, borrower, financing purpose, strategy and timing. The transaction defines the question.
- Asset / business
- Borrower / sponsor
- Use of proceeds
- Timeline / exit
02
Underwrite
Examine supported economics and the facts capital sources will test. Relevant measures vary by product; no single ratio decides every request.
- Cash flow / NOI
- Leverage / debt service
- Liquidity / experience
- Risks / exceptions
03
Structure
Shape amount, term, repayment, collateral and exit around the business plan before selecting a likely financing channel.
- Capital amount
- Term / amortization
- Repayment / recourse
- Exit / refinance
04
Position
Organize a clear request and supporting material so an appropriate lender or capital source can evaluate the actual transaction.
- Transaction narrative
- Financial support
- Property / sponsor details
- Information gaps
05
Execute
Coordinate outreach, diligence, term review, conditions and communication as the request advances. Each decision remains subject to the capital source.
- Source coordination
- Diligence / conditions
- Borrower / partner updates
- Closing requirements

Structure First

A lender list is not a financing strategy.

The request should support the asset or business, sponsor capacity, use of proceeds, cash flow, execution needs and a realistic repayment or exit. Duke considers leverage, debt service, term, recourse and timing together before deciding which financing channels merit review.

That work may reveal information gaps or a structure that needs to change. A low quoted rate alone does not resolve those questions.

Capital Channels

Evaluate fit, then approach sources.

Duke sources and coordinates appropriate capital on brokered Multifamily, CRE and SBA transactions. Channel selection depends on the specific request; these paths are not interchangeable or available to every borrower.

Bank and institutional

Evaluate the asset, sponsor and request against relevant bank or institutional underwriting.

Private credit

Consider a transitional or transaction-specific path when its structure fits the business plan and repayment strategy.

Agency / HUD

Review applicable multifamily program paths through appropriate originating lenders when the property and sponsor warrant it.

SBA lending

For eligible operating-business needs, assess an appropriate 7(a) lender or 504 CDC and private-sector lender path.

Position & Document

Make the request legible.

Realistic positioning means stating the transaction purpose, supported economics, borrower or sponsor background, capital need and intended exit clearly. Duke identifies missing information and helps organize the package before and during capital-source review. Document requests depend on the product and transaction; confidential files belong in a separate approved process, not on this public website.

Coordination & Execution

Stay engaged when the questions become specific.

Duke helps coordinate lender or capital-source conversations, term review, diligence, conditions and emerging issues. Clear communication with borrowers and referring professionals matters as the request develops. Financing, timing and closing remain subject to underwriting and the people responsible for each decision.

For professionals introducing a client, see how Duke works with partners.

Technology & Judgment

Technology organizes. Judgment structures.

Tools can help organize a scenario, research options and manage information. People still assess the borrower, asset, capital structure and execution risks. Duke does not present a calculator result or automated match as a lender decision.

What to Expect

Begin with a useful conversation.

A borrower or partner can start before a complete underwriting package exists. The path then depends on what the initial review reveals.

01
Discuss the transaction and the outcome you are seeking.
02
Identify missing facts and a practical next review step.
03
Develop a supported request and documentation package where appropriate.
04
Consider suitable channels and coordinate outreach with relevant capital sources.
05
Keep the borrower and referring professional informed as appropriate through execution.

For educational guidance as it is published, visit Insights. No response time or financing outcome is promised here.

Next Step

Bring Duke the scenario.

Discuss the property or business, capital need, strategy and timing with Duke by phone or email.